ID Theft

What do I do If I checked my credit report and there seems to be id theft? I pulled my credit report and there are things that aren't accurate, I think I may have been part of ID theft by a relative. What am I suppose to do? Can I get a new SSN Issued and my credit restored?

Too Late To Report ID Theft? Ok, I am not one that checks his credit very often cause I just don't use it. But I recently got my annual credit report and seen alot of old credit and other strange accounts that are seriously impacting my credit. Some of them date as old as 2001. Is it too late to file fraud affidavit with FTC and get the stuff removed?

how to you report id theft and abuse?? ppl on my buddy's list have been abused and harrassed by an unknown person i never gave them my passwords or anything and they are still abusing me constantly

My ex got a home phone with my SSN and the $82 debt is on my credit report.Is this id theft even tho is $82? I don't know where to go cause the phone co. won't help and the local police wants me to travel to where this happened and file a report. I'm in VA, this happened in Puerto Rico!! The PR police says it's not Id theft but he may still use my info and I won't know until it shows on my report!! It's $82 now, but what if it's more later on? I notified the credit agency and is "under investigation". I know id theft is a felony, but does it have to be thousands of dollars in order for the police to do something? I feel ashamed when I tell them the quantity because I don't think they're taking me seriously, and even tho I can pay the $82 I won't because I believe that even if the debt is 25 cents, it wasn't me and I shouldn't have to pay it, you know? What's right is right and what's wrong is just plain wrong, I was victimized by my ex and now by the crime agencies.

Recently increasing ID theft, I want to freeze or shut down on my credit report>Do you know how to do that ? Since I go back to school, I don't take any loans except for student loan which doesn't require credit report. I read a recently article on WSJ on last Saturday about ID theft. It said you can pay a fee (about $10) to get a freeze shut down access to your credit report, meaning no new credit lines can be opened unless you OK it by requesting again. But it doesn't provide any website or phone number to make that happens . Any thought??

How do I report YM ID theft? Someone is using my Yahoo Screen name and pretending that it's me. And I don't have they changed the password, so I can't delete it, or anything! PLEASE HELP ME!

where do i report banking fraud id theft to someone is trying to open a transfer account with HSBC in my name? someone is stealing my I,D to open fraudulent bank transfer accounts.If i respond to the bank number it will activate the fraudulent account how can i stop it,i cant't get in touch with the bank in question as i am not a customer.???

How can i post an alert on my credit report of me being a victim of id theft?

if i file a police report for id theft and someone is arrested will i be notified of the court date?? i'm in georgia

ID Theft question. I know the state&company the person is using it at.? If I report ID theft and know the state and the company for which the person is using the SSN # and name, what would the police actually do to catch the person?

My credit report is bad from ID theft.? Okay, I have a collection account on my credit report from Verizon and they will not take it off my credit. I have disputed it with all credit bureas and 2- of them have taken it off. But Transunion has not. It is not my account and I have co-operated with everyone but they still will NOT take it off. Does anyone know what I could do?

To hum do I report attempt fraud or ID theft? e-mail messeges luring to give phone and bank accout numbers

if i get someones credit report can they charge me with id theft?

How can I resolve negative items on my credit report that are a result of identity theft? I used to live in state A, and someone in state B (a state I've never even visited) used my SSN to establish a telephone account then proceeded to run up a $1000 debt. It went unpaid and was sent of to at least 4 different collections agencies. Each credit reporting bureau is reporting some combination of this collections debt, but they all differ. I have filed an ID Theft affidavit, but am unable to file a police report in state A because the crime occurred in state B. I am unable to file a report in state B because police reports must be filed in person. I have included federal and state A tax forms from the time the ID theft occurred as proof that I was not living in state B at the time. I have disputed all occurrunces of the debt at all 3 credit agencies, some have removed one or more instances of the collections items, some have not. They have not all removed the same items. Is there any way to get all 3 bureaus to be consistent in their removal of items?

Suze Orman said to put a flag on three major credit reporting bureau for ID theft. Anyone know how to do that? Suze said they will let you know anytime you or anyone else applies for a credit under your name. And she said this is better than getting a credit monitoring subcription as the will notify you after something happened.

how do i report the theft of my yahoo id? i had a chat buddy,that is now angry with me,well he has taken over my id and is harassing all the people on my friend list.hes changed all my acct info so i cant gain access in any way

What is the best service that provides credit reports and monitors against ID theft?

Report possible theft of my naturalization papers along w/my Social Security Card and my old Hong Kong ID? Within the last month, someone removed my old Naturalization papers, Social Security Card and expired Hong Kong ID from my safebox and later returned it. The picture on my naturalization paper looked like it was tampered with so I am concerned someone used it to smuggle a person into the country. Should I report it to immigration? I haven't used these ID's for ages since I've been a citizen for many years with a driver's license and passport (although my passport is expired). Should I also renew my passport asap to preclude someone else trying to apply for one with the "borrowed" ID documentation?

Reporting an ID Theft? I know someone who is using someone else's ssn and name.. the only thing is .. the person whose identity is being stolen doesnt live in the USA, he lives in central america.. so therefore, the person who lives here. is using that person's ssn # and name .. and applying for credit cards, loans, working under this individuals name. He also has issues a fake green card. Where can I GO?? pls, help..!!

If I alert credit agencys of possible ID theft, would that lower my credit score? I recently lost drivers license and believe that I may have been pick pocketed. I reported To police, DMV and credit agencys. I'm also getting free reports and I believe fraud alerts last for 90 days. If I want to extend, I will have to send credit agency a police report. My question is...Is it possible to steal identity with drivers license? Will reporting possible theft of drivers lic. hurt my credit?

Outline HELP!....(desperate need) Outline=Identity Theft? Hello ..I need major desperate help on just fixing my outline adding or minusing things: I did an outline for my term paper : Identity theft : My teacher said that *I need a "problem" *Nothing addressed how it can be prevented *She wrote - Since ID tehft costs consumers and businesses billions, can it be prevented? Here is my outline: Tentative Outline I. What is Identity Theft a. Define Identity Theft b. Statistics of Identity Theft Occurrences c. Number of convictions II. Major Types of Internet Fraud a. Auction & Retail Fraud b. “Work At Home” Schemes c. Investment Schemes 1.Telemarketing d. Credit Card Schemes e. Identity Theft III. How Can Internet Fraud Be Avoided a. Avoid Giving Out Valuable Personal Information Online b. Don’t Judge By First Appearances c. Exercise Caution if Dealing with a Person or Agency who Disguises or Hides their Identity d. Be Careful of Advance Fee Agencies IV. Where Does Internet FraudGet Reported A. Agencies Dealing With Internet Fraud a. Department of Justice b. Internet Fraud Initiative 1) Federal Trade Commission 2) National Advocacy Center c. Internet Fraud Complaint Center d. FBI e. National White Collar Crime Center f. Securities and Exchange Commission g. Fraud.org h. National Consumers League I showed it to another teacher that i have and she said that it was ok ... BUT MY TEACHER not that teacher is ANAl and picky and a hard garder ... I want to fix my outline... she said it was too informational . -It is for an Analytical research paper -This outline is important since I have to split the work up into 4 people.... - CAN SOMEONE HELP ME EDIT?FIX IT .... This is an outline that has been graded and turned in already ... I need to fix it because this outline will guide us on doing out paper ... SHE ALSO SAID THAT THERE IS TOO MUCH OVER LAP BETWEEN c. investment schemes and a. avoiding out valuable personal info.outline..... i really need help ... Thanxs so much

What can I do about an ID theft issue? Not enought space to type all the details here, but I'll try to be as concise as I can. Is there anyway to find out if there is a phone, bank account, utilities, ect.. in your name that you didn't establish. We just found out someone has been using my wife's name and SS# to get these things. Nothing was showing up on her credit report until the person used the info try for home loan. We called the cops but they wont do anything becuase the person is out of state. We called the local cops there, but they wont do anything unless we sign a complaint in person (they wont accept a fax). We called the phone company and were able to get their phone turned off, but in the process found out they have had service for almost 6 years. How can I make sure they don't just go an establish phone service with someone else? I was also concerned because if they were applying for a loan, that would tell me that they probably have a bank account in my wife's name too. We already put a fraud alert in with TransUnion. I'm not confident this will help as the phone, utilities, and bank don't run a credit check before establishing service. Calling the police was useless, since they are out of state our local police refuse to touch it, and the local police there wont do anything unless we make an in person complaint. What I really want to know is is there is a way I can see if there are any other telephone numbers in her name or utilites. These don't show up on the credit report. Like I said, the only reason we even found out this was going on was that person applied for a loan. This was after using my wife's ID for at least 6 years.

Receiving unwanted calls from +442088092544. Appears to be an identity theft scam. Who can I report this to? I have received several calls in the past and asked to be removed from their calling list but they hang up on you. Today, I received 2 calls within 10 minutes of each other. I followed the directions after a recording asks to press the number 1 if you want to hear how to lower your credit card interest rate. The person that answered speaks American English and wanted my credit card info and other personal info. She also hung up on me when I asked to have my name removed. I called the number that appeared on the caller ID and it is in the United Kingdom. The man that answered did not have a British accent but sounded like an Arab speaking person. He yelled at me to quit calling his number. Apparently, the people that are calling are somehow able to get someone else's number to appear. Be careful to not give them info as I truly believe this is not a legitimate business. Just want to know if there is someone or some agency I can report this to so they can investigate.

How do I fight a wage garnsihment, if the case involves Identity Theft? I was involved in a lot of ID therft, I reported it on my credit report (disputed it), and they just updated it and didnt remove it. Well now the company took me to court, without my knowledge, and are trying to garnish my check. I knew nothing about the court date, I did not receive a summons or anything. I only found out about it when they mailed this letter to my house, just informing me that they were going to be garnishing my check for $3900!!! Now they say that I have to talk to the judge about overturning it, and I have the burden of proving its not mine. They also asked why didnt I show up to court, and I told them because I didnt receive any information on a COURT DATE!!!! I have been battling this ID theft stuff since I was 18, items were on my report as early as my age of 15!!!!!!! I am just tired of this. They well not give me any information, tell me when the account was opened, who opened it, or anything. They just say that it has already been judged on. I need HELP!!!!!

Where is a safe free site that I can check my credit score? I saw on the news several years ago a place to check your credit report online for free and it was safe...no scam or id. theft on the internet..

Credit Report LVNV? I've seen all these postings about LVNV and I don't know how to begin. I checked my credit reports and they all list a debt to LVNV for a collection from a Sears account. The strange thing is that I opened two Sears accounts in the past and have one in current repayment. The two Sears accounts currently appear in my positive, never late section and the one in current repayment is listed nowhere in my reports. It has never been late and the account number in no way matches the one LVNV is stating as part of the collection. Do I dispute this as ID theft to LVNV or forego speaking to LVNV further? I am confused.

what steps should the government can take to reduce this id theft? for a report. (online and every day life)

I am a victim of ID theft and I think it was my neigbor what should I do? I found out this morning that I am 99% certain it was my neighbor who lives across the street from me. I received a call from a collection agency that stated I owed over $350 on an account I never opened. I kept comng across new info that was leading to her like all the mail is sent to her house her phone number is on file and she was watching my dogs while I was out of town during the time the card was opened. I am going to the police station to file a report tomorrow. I was thinking of going to the store where the account was opened and trying to get copies of previous bills. Do you think I will be able to do this?? Any advice is apprecieted

help!!!!!!! how much time do you think i will do??? wrong info on presentecing report, what do i do?!?!? i found out today that there is some info on my background report that isn't correct. they used this for my psi report for sentencing. what do i need to do to get this fixed???? also i am 26 weeks pregnant (high risk... and will be 30 weeks at the time of sentencing) so wondering if they will take that into effect during sentencing as well.... scared out of my mind!!! the father no longer wants to be involved if i am in jail and do it without me... dont know what to do, but can't go to jail. first child, and have no criminal history. first time in trouble. 21 years old, and not a drug or alcohol charge..... they said that i'm looking at 0-5 years in prision and am freaking out! my lawyer said they will probably give probation but can't promise anything. should i be worried??? dont want this wrong info come up to hurt me (am working on filing ID theft reports now, will this help fix the psi report??? dont want them to think i was lieing when i wasn't.....). lawyer wont answer my calls!

How can I quickly solve this collection issue? We periodically check my husband's credit report because he's had ID theft in the past. Today I pulled it and there is a new collection that has been on for 3 months. I contacted the agency and it was a debt from US Bank from 5 years ago, and it took them that long to get it on the credit report. We paid the debt back then but there was no record of it being paid. We also found out the collection had been sold 3 times to different collection agencies, however, we never received any notice. They had our current address, because they mentioned it on the phone. I have a feeling they sent it to our really old address that we haven't lived at for 5 years. But still, don't they have to get something in your hands stating what you owe and that they are the collection agency? We recieved nothing, and just found out by coincidence. The original debt was $218, but now with fees and interest it is up to $319. It's very unfair, and I want to settle but don't know how. ...Also, since I found out that the collection has been on credit for over 60 days, we have until the end of the month to get it taken care of (so that the agency can delete), or else it will be on there 7 more years which is ludicrous since the debt is 5 years old already! It's just a mess because we were never contacted!

If I live abroad how can I prevent ID theft in US? For instance can I use my Soc sec # to stop any new applications or money transactions by reporting it to some US Goverment Body?

If your wallet is taken, do you file a report? Yes, I'm an idiot and left my wallet in a cart at good old Wal Mart this morning. No one turned it in and we've been calling every two hours to double check. We've cancelled the cards and frozen the checks. Will I need to file a report with the police on Monday morning to cover all my bases? There's always the hope that some good samartin picked it up and threw it in a mailbox...but this is the Walmart parking lot we're talking about so it's more than likely someone pocketed it. I'm out the cash and some two party checks they wouldn't likely be able to cash anywhere even with my ID. Will the police consider this a loss or theft and should I file in case they do pass off my checks? Thank you for the good info guys....I know that there's nothing they can do as far as getting it back for me. We don't yet live in a world where all the police do is twiddle their thumbs waiting for a wallet theft to be reported! :) I also didn't know you could do it over the phone, so I'll do that asap. Thanks!!! Ok...just tried calling, but they are closed....the only other other option is 911. This isn't exactly an emergency and I don't want to tie up the line with my wallet fiasco. Police officers or those in the know...is this the appropriate route?

Do you think the id thefts in Arizona are in part due to illegal immigration? http://www.abc15.com/news/index.asp?did=33178 Arizona again #1 for ID theft reports

What happens to those charged with ID theft? I curious because my husbands ex spouse decided she was going to start using his ssn and got a $15,000 loan for a car and maxed out two credit cards. We already went throught the steps of calling everyone and making a police report I just want to know what might happen to her..will she be fined or will she possibly do jail time.....??? its not just the credit company that is the victim it is him as well..sorry i did a lot of talking to the people and the social security office..and it says word for word that

Who should I talk to about family id theft? My boyfriends mother has racked up thousands of dollars of debt in her children's names (without their consent). She can't afford to pay this debt off, so now my boyfriend's credit is so ruined that he is turned down for almost everything he applies for. His credit score is considered "non-prime" and he has never had a credit card or loan before. I have urged him to file a police report, but he refuses to possibly send his 60 year old mother to jail. He wants to find out if his mother would without a doubt have to serve jail time. Who could we talk to about this? A lawyer? What kind of lawyer? Or a credit counselor?

Here is a crazy tax id theft scenario I was told about? This woman steals another woman's ID worked under her name paid into ss in her name. The thief is in a automobile accident and dies somehow it is report that the woman died to social security. Meanwhile the woman who had her id stolen from the dead woman is a stay at home mom and decides to sell Avon at the end of the year she gets a form from Avon and decides to file taxes, her return is rejected because the IRS tells her she is showing up in the system as deceased. Anyway it's 3 years later and a few thousand in legal fees she thinks it is straightened out only it is not they paid death benefits to the thief's dependents ow she has to straighten that out. I guess I am asking WTF?? This poor woman has been through enough can't they give her a new SSN?? Also this could happen to anyone, we need tougher laws

What rights do employers have to judge on credit report score? I would like to know what you all think about people getting jobs judged on their credit. There are many reasons that a credit can go bad example: sick family member,divorce, injury,ID theft even people are finding that bringing proof and explainations to these doesn't help get the job. I can see back ground checks for criminal acts but a credit report come on world get a life

victim of id theft someone opened multiple checking accounts in my name. How do i find out if im in chek systm? since a checking account does not show up on the 3 credit reporting agencies, i need a way to dispute checking accounts opened fraudulantly using my social security number HELP

Can I still prosecute someone in VA or MD for id theft that occured over 4 years ago? I knew the culprit, he attacked my social and my spouses. This was over 4 years ago. Is their some sort of statue or time frame that keeps me from prosecuting him and her (his new spouse) today? He has come forward and paid all the debt to me and my current spouse. The problem is, I also have a child with him. How will this affect her? Is ID theft a misdemeanor or felony and will there be jail time? He has threatened me in many ways, very abusive and I'm not sure I can still prosecute after all this time. My spouses and my credit report have been repaired. Please help.

ID theft by illegal immigrants? Let me explain this where everyone can unsterstand. 1. an illegal immigrant obtains a social security card/number that belongs to someone else. 2. They use this # to work in the country 3. Taxes are paid in, plus it shows that income was received(not by the actual person, but by the illegal) The person that this S/S # belongs to filles their taxes, but it is kicked back because of the income it shows they received but didn't report due to the illegal immigrant using it. How hard is it to clear that type of mess up and can anything be done to the employer of the illegal, or the illegal his or herself. How can you find out if someone else is using your social security number. I know this is alot of questions all rolled up into one and I hope I explained it where everyone can understand it.

lost credit card = derogatory information on my credit report? I had a credit card stolen and used. I canceled it and reported to the police (the whole works). Anyways my ID Theft program alerted me that I have new "Derogatory Information" and it lists the stolen credit card. Question is - have you guys had this happen before? Is this something I need to look into or is this SOP for this sort of thing?

ID theft question: what happens to people who use your credit card number? I recently had my information stolen and used to make purchases costing, in total over $200. I was able to get the perpetrator who turned out to be my neighbor. I filed a police report, the bank and VISA are processing fraud reports so I will be credited. But, here is where i'm confused: I got the detail of the perp by asking one of the companies in dispute what address was used and by whose name. It wasnt mine except for the credit card number. Therefore, this is only based on evidence shown by the company and not some investigation. Anyone can use an address and a fake name of someone but still use your credit card numbers to make purchases. In other words, it may not really be the neighbor. Put another way - my neighbor, in addition to myself, are victims of ID theft: their address but my numbers were used. Does the FBI take on these cases where total loss is only 200 dollars? Advice? Suggestions? Answers?

ID Theft ? Hi, I just rec'd a letter from the company that I used to work for saying that someone had broke into their company system and stole all the employees personal info such as name, address and SSN. The company had filed a police report and sugguest that we place a fraud alert on our credit files. I wonder if the employees can take legal action aganst the company at this point?

Is this forgery? ID Theft? or just bad luck? Need advise!!! (TX)? My ex BF and I lived together for a few years in Texas. Many of my personal info. he knows and have access to while living together. I recently found out he used my SS to obtain a credit card (I pulled my credit report), however, he paid on time and still paying for whatever owe. I have never seen the credit card nor have knowledge of it. Is this Forgery? ID Theft? of just bad luck? I am concerned because what if he uses my SS again for something else and not pay for it then my credit will be a mess. I want to protect myself from being a victim.... I dont even think the police will take a report for this, since no harm was done, although, I havent try yet. I want his name on some kind of record so he cant use my SS again, is this possible ? Can someone help me? any suggestions? Thank you so much !!!!!

i want to talk with yahoo team who are watch yahoo;s customers email id. i want some information in theft case? i am a regular user of yahoo, you can check, i want one e-mail id information, the person of that e-mail id has stolen my debit card & had withdraw Rs. 23000. i have a copy of police report against him, i can mailed scan copy to you, so please help me to find out him.

ss# ID theft? A person with similar name perchased a house with my social security #. Later i found through on my credit report,a mortgage broker made credit report without my permision nor i don`t even know who that mortgage broker is. I contacted the mortgage broker but,they denied that they never made credit check on my ss#. Please answer on this situation!!! thank you for your answer mister mister!! mortgage loan amount was 320,000 with my name and mortgage lenders credit check was regular inquire.

ID Theft victim legal rights? I am an identity theft victim, but my claim has been denied by Bank of America over and over and over. I have filed a police report and everything. I haven't paid those charges and they keep piling on late fees and posted 5 damaging reports on my credit report. What are my options at this point? What can I do about my now-bad credit report? Can I sue the bank for damaging my credit rating?

Id theft victim with 4 judgements. Can I have them reversed? Please help.? My father stole my identity. I found out only after 4 judgements have been levied already. I have filed a police report and hope that the PA will file charges against my father. How can I get the judgements taken care of. I have already moved my money solely to my wife's name to keep it from being confiscated. Please help.

Avoiding ID theft? I am very concerned about Identity theft, given my young age and excellent credit. These are the steps I have taken to insure my good name: - checked my credit report (I'm getting "free trial offers" every few months to determine the best permanent service) - called the opt-out number so I don't get offers in the mail - using online banking to avoid a paper trail. Is there anything else recommended? Anything in particular that I should avoid doing? Yes, we do have a paper shredder...Mom bought one a few weeks ago. I intend to put it to good use tomorrow.

Is it possible to get entries in your credit report removed? I have done some research but can't find the answer to this. I know that once the statute of limitations for credit collections is expired, they can't contact you anymore, and you're no longer responsible for repaying the debt. I've read that after a total of 7 years, negative entries can be removed, but no where does it say how. I've only found out how to remove them if the orginal debt was invalid or if you're an ID Theft victim. I know it's possible, but I just need to know where to look. Thanks guys. I'm guessing that my situation is unique and I'll most likely wind up contacting a lawyer. I just hoped I'd be able to do it without legal help.

Please help! Possibly an ID theft victim? So I got a letter in the mail today from some collective agency, Mitchell N. Kay, P.C. demanding that I pay some "outstanding balance of $376.51 on some T-Mobile account that I've never even had. Right away, I knew this was some kind of scam but it gets worse. I called up the toll free number on the letter and spoke to a representative to ask what this crap was and apparently someone had opened a T-Mobile account under my name. So right away, I was afraid that I'm a victim of identity theft. I was desperate at the time so I asked the guy what to do and he suggested I file a police report and fax it to a number he had given me. Several minutes later, I googled the name "Mitchell N. Kay, P.C." and found these: http://www.debtconsolidationcare.com/forums/mitchellnkay.html I was shocked at what these people had said about this "firm". I'm determined to get to the bottom of this and file that police report. But should I still fax to that number even though I feel suspicious now?

Help me please? ID theft? i just had my laptop stolen and I'm afraid of what I might have accidentally had on it... I have called and placed a fraud alert with all 3 credit bureaus and also signed up for an account watch program where they alert me to anything that happens with my accounts. Can you tell me if i'm doing enough? I've been told by ppl to report my number loss to Social Security Dept... bu there web site says It doesn't handle reports like that. what do i do?

Losing a DL-should your report? If your DL is lost, which might mean someone gets it in their hands obviuosly....Is it necessary to file a police report? I know ID theft like credit...Yes, definitly...But can a DL really cause harm? I called DMV in FL, and they don't offer any protection regarding lost cards...they do not even change the license number for you. I just don't want someone to use my license to do something stupid. And if I don't file a police report-and something would happen down the road.....are there ways to prove it wasn't you?!

ID theft problems? I believe im a victim of identity theft. Ive put fraud alerts and such on my credit..but it isnt stopping. (luckily nothing can be opened on my credit..as i have no credit anyways) I get denial of credit letters daily..and ive been denied NUMEROUS jobs...I recently recieved a copy of my backround check which states ive been convicted of a misdimeanor when i know for sure i havent..BUT i know a woman who used to run around my town posing as me (using my name/DOB/looks identical to me..i have no siblings) is it possible SHE is causing my troubles on my backround? ive reported her before to Police..and they couldnt do anything... HELP i need a job! Can i legally change my SS #? will it help? will it stop this crap? im not worried about losing anything..i dont have any credit anyways.

ID Theft.................What do you do when someone steals? your PHOTO identity from your 360 page? You send them messages to stop stealing photos but that same person continues to ignore you and do it over and over? Who should I report them to?

ID Theft Help? I don't want to write out every last detail, so I will try to make this as short as possible. I am a 20 year old woman that is very concerned about her credit. I checked my credit report about a month or so ago and noticed that I had some accounts that I did not open myspace. Upon further investigation I found that my own mother was putting my name on her stuff without my permission and making me have delinquent accounts. My mom left me when I was 12 to run off with her boyfriend at the time and has only came to see me twice in the 8 years that she has been gone. I called her and asked her respectively to set it straight, but she hung up in my face and will no longer answer my calls. Does anyone have advise for me on what to do and contact information for someone that could help me in this case?.....Oh, I already have a Fraud Alert on my report......

where do you report suspected identity theft? i received a call this Saturday morning, the person claimed to be an attorneys office representing Sears for an overdue bill (which i do have). He questioned me to verify me with my date of birth, address and social security number. (before the request of my ss number, i was told i was shown as an honest person) lol !!! I gave all but the s.s. number. i explained my inability to pay and was told i would be contacted with a suit and he hungup. It didn't hit me until later, this may have been a scam. Who do I call or contact to report my suspicions? The number on my caller id was UNKNOWN NAME 301-882-9977 Any help would be appreciated.

Lost ID Card Only. Is Identity Theft Possible? About 10 months ago I lost my ID (not Drivers License, just ID) card. I was naive and stupid, I didn't report it in any way. The other day I applied for another ID and in doing so reported it 'lost.' Just today, I received an odd envelop from the Postal Office, with a letter enclosed, stating that they 'Found it my id outside the Post Office in San Fransisco.' My old ID, the one i haven't seen in 10 months. I didn't lose it in SF, I know where i lost it, it was very far from SF. It seemed odd to me that I got my ID card back almost immediately after I reported it lost. I came to the following possibilities: 1) The PO had it somewhere and when it was reported lost they sent it to me. 2) Somebody has been using it, and when it went expired, they thought they may be cruel and unusual and let me know that I was being screwed. Is it possible for somebody to steal my identity with just an ID? My credit has went up ALOT in the past 10 months, could this be an indicator? Heh ... Here's another possiblity, a minor found it and was using it to buy cigarettes. When they went in to the 711 teller scanned the card and it was denied, they figured they would send it back my way by the 'baby in a basket on the porch' technique, except this time the baby was an ID and the porch was the PO. I have tried the link provided for the credit report. None of the three worked. One said "You have already gotten your annual credit report" and the next one said this: "For security reasons we cannot provide a credit report online. This may be because the government has placed a freeze on your account, has a fraud flag or you are in active military duty." Weak. Note: By weak I meant the websites are weak, not your answer. Thanks for your help everyone! I will be going to the bank tomorrow.

i have really bad credit help me!!? me and my fiance are in the first stages of buying our first home...im dying here, i have terrible credit and its all because of ID theft, i cant report it cause its a family member. ive come to the realization that its gonna have to be my load to bare, but how? i want it fixed fast and easy...how can i do this? all the companies that say they do it for you sound like scams....HELP!

question about inquiry on my credit report? AR- University Health Services,inc 06/26/07 i called our local hosp and they said they don't pull credit unless they are about to garnish wages. i do have and account with them but it's up to date. they really don't think they did it.. i called equifax they don't know the address or phone just the name. how can i find out who this is? i am a victim of id theft so this really worries me they didn't alert me either!for cring out loud i got fraud alerts plastered all over , you would think they could at least have the address. also my score dropped 13 pts in 4 days only thing different on my report is the inquiry?????? i did call the hospital they dont think they did the inquiry noone seems to know anything.. i didnt open an account with anyone thats why i'm concerned.

Is it safe to give out your car VIN # when trying to sell your car online? I'm worried about ID theft, or worse...Why do they ask for it anyway, when I will be providing them the official Vehicle report when they come to see the car?

Please Help Me With This Credit Question PLZ PLZ? hi hi how r u? sorry sorry to bother u, i want to ask u that back to 2001Sep i was a victim of ID theft, and i start to have this negative item on me, this AAA company reported me charge off status on 2001 Sep, and 5yrs later today 2006 now this AAA company hire this BBB collection company and this BBB collection company now report me charge off collection status(date Aug2006 (account open Aug2006 <- i dont know why it shown acc open Aug2006 maybe thats the date this BBB collection agency take over i guess), now i want to ask that how long this BBB collection company item will stay on my report ? is it going to be delete next yr 2007 since original AAA company charge off status 2001 ? or it will be yr of 2013 since this AAA company past it to this BBB collection agency on Aug2006 and then from aug 2006 +7yrs??? Thank you very much for your help

My car was unregistered but had insurance and it got stolen, no police report, later involved in an accident? My car got stolen and I called the police and told him but I think the title was in the car and hence I could not prove that the car was mine at that time. But the police took some details and left and sadly I thought I had filed a report. But later an adjuster from another insurance company called me and told me that my car was involved in an accident and also they got the id of that guy and the accident report was filed and the adjuster from the other company gave me a copy of it. Although my car was unregistered I had taken insurance to get it ready for registration when my car got stolen from my driveway. The person who got hit by my car had collision coverage, but her insurance co is after me. will my insurance cover my liability even if no police report of theft? Can i file a report for my car stolen now? Will I be sued for the injury? Can I find 911 call log to show I did call the cops to report my car stolen (I have a couple of witnesses)? I am just a student

so i lost.. how can i avoid identety thefT? well i "misplaced" my id cards [school id's] social security, and birthcertificate.. i had themm all in my wallet n i just so happen to be unable to find it :[[ i dont want it to land in the wrong hands.. hw can i avoid identety theft? do i reported?? and how can i get new ones? a new S.S and B.C? is there a website were i can reported before some one meses with it? please help :[[ im so confused... :[[[[

I have paid off my loan, the lender declared that I foreclosed. Can I bring a legal action for damages? i am the victim if the id theft, I had a mortgage, my former lender reported that also that I had a credit line. Which is not true. In addition the lender wrongfully reported that I had foreclosed. I AM WONDERING IF IT IS POSSIBLE THAT WITHOUT MY KNOWLEDGE A CREDIT LINE WAS AUTHORIZED ON MY GOOD NAME AND WHEN I paid off my mortge, it is that credit line that went into foreclosure. The fact that I had received a Notice of Defaults and that I paid off my off my loan before the foreclosure. After I had paid off my lown: Should the lender had file for a Recission of the notice of default?. Why did the lender did not do that but instead refused to delete from my record "FORECLOSED". What foreclosed? I paid off my mortgage in full. Consequntly I assume that there is a possibility that my lender had authorized a line of credit to an unknow person without my knowledge. Does my reasoning makes sense? How can I verify this? Thank you! Anita

What state should the CA be licensed in? How do I find out where they are licensed? I have disputed a utility account for a measly $106 that is not mine. The thing is that it is in a bordering state that I have never lived in. I proved I did not live there and sent police report that was filed for ID theft, but they still won't remove it. This was done last year and I thought it was done until I got my new report. I called them and they still said i was responsible. I know it is not much but ITS NOT MINE and I am Not paying it! I didn't know about DV until recently when I came on here. That is my next step so any suggestions are appreciated. Oh, and does the CA have to be licensed in my state or the other state? Thanks Summerly. I did contact the OC and they are saying it's mine, but the CA is the only one reporting it so i thought I'd go that route. What do you think?

Did u see reported attacked by couples criminal hispanic? The whore wife and criminal husband beat reported and they both free now.....coz only pay 20 k They are criminal and ID theft ,real estate scam.....This the kind peoples Bush want living in this country .....criminal race. we are enough have citizen criminal and we dont need more scums peoples make more damage.... amnesty approve this country will be wipe out.. http://www.cnn.com/ More gank in all over ur city and rape ur children http://www.cnn.com/2006/LAW/09/07/gang.assault.ap/index.html 3 times hispanics more criminal blood then whites . And this country will be ashame more mayority criminal living here. be criminal in mexico is ok just normal...and they brink to come here. reported need approve thats why he dont help him Most mexican when they do criminal just run to their country and we cant do anything, thats why we dont need illegal here always get immunity

Identidy Theft HELP!... pleaese? Ok. before anything i lost my License about 2yrs ago. I went to the DMV and got a new one the bad thing it was the same exact one with the same numbers and all. I tried asking for a new one with difrent id number but they said no. ok. now 2yrs later I know for sure i am a victim of Idenity theft because some company's keep sending me in letters of returned checks ! First of all i dont even have a bank account.lol. the funny thing is the checks match exactly to my license id number. I did a credit report and im ok since my credit is still luckily good since they dont have my soc sec number. Now my question is : is that still bad them using my name to open up accounts and how the heck did they open it with my lic.id. and without soc sec numbers? Also what can i do to prevent future problems and can i possibly go to the dmv and ask for a diffrent numbers and a new license? please help!

warrant in my name, didnt do it!!!!!? found out there is a warrant out for felony misuse of credit card for me in ohio, however, i have never lived there, been there, nor do i know anyone that lives there. i definitely didnt do the crime!!!! called and was confirmed that a warrant is in my name, however i talked to someone about how it is ID theft, and how i have proof of living in a totally different state, in another part of the country. some secretary told me that i need to come there and turn myself in, but when i talked to someone else they told me to just talk to someone in fraud/theft and they will try to straighten it out so i wouldnt have to (live in louisiana). i am also pregnant, so i don't want to go there and have to go to jail since i am almost 7 months along!! scared out of my mind!! should i just go to a lawyer and see what (s)he can do??? not sure where to go. filed a report with ftc.gov and fraud alerts. should i have to turn myself in when i didnt do it??