Is it any good, do you think? I've been with Natwest for 16 years but only on their standard current account. I've never had any trouble with them... With Advantage Gold you pay £12 a month and get mobile phone, identity theft and travel insurance, plus some other perks like preferential rates on products... The reason I'm tempted to sign up is because someone recently stole my credit card details and used them online. I'm getting the money refunded by my credit card company but it got me thinking.....