This question must be for everyone, who have a credit/debit card. Why there are such people who do not know good and evil without thinking of others serious problems? Credit card companies always recommend us with protections and it is like anti-virus software and waste of money as a result of fact. First thing is education but it is not possible for now. It is a good idea if you do ID theft, you will go to hell automatically. But actually there are highly degree on freedom among us. Credit card companies- do you have good ideas also?